● THE CLEARER WAY TO GET PAID

From payment uncertainty to payment certainty.

Protect your revenue. Simplify compliance. Make every customer payment a better experience.

Get informed with the free SOTpay brochure. Discover how secure, connected payments can reduce costs and give your business more control.

Get my free brochure

Free PDF. Instant access.

Fraud-chargeback protection* Card data stays out of your business

REQUEST → AUTHENTICATE → GET PAID → RECONCILE

YOUR FREE SOTPAY BROCHURE · PDF GUIDE

Clarity starts here.

Know your options. Choose your next step.

The SOTpay visual brochure shown on a laptop screen with inner pages fanned behind

Secure card & bank payments

Fraud protection & PCI compliance

Connected payment journeys

Download my free brochure

No payment details. No obligation. Marketing is optional. Read the privacy policy.

SECURE PAYMENTS. COMMERCIAL CONFIDENCE.

Built around your business. Connected to your customers.

3.5 million+

transactions protected

2,600+

merchants served

35+

countries served

A proven platform.
A clearer way forward.

Figures published by SOTpay.

CONFIDENCE, AT EVERY STEP

Your payments should work as hard as you do.

Give your customers an easier way to pay. Give your team less to chase. Give your business more certainty.

Protect revenue icon

01 / PROTECT

Keep the revenue you’ve earned.

SOTpay promotes a 100% guarantee against fraud-related chargebacks.* Authenticated payments help protect your revenue and merchant account.

Understand the protection ↗

Simplify compliance icon

02 / SIMPLIFY

Keep sensitive card data out of your environment.

Customers enter details on a secure hosted payment page. Your staff don’t handle card numbers, helping reduce PCI DSS scope and compliance effort.

Less exposure. Greater peace of mind.

Improve payment journeys icon

03 / OPTIMISE

Make smarter choices. Reduce payment costs.

Offer Pay by Bank alongside Pay by Card. Open Banking and authenticated card payments can lower acceptance costs, depending on your provider and agreement.

A better payment mix for your business.

ONE CONNECTED PAYMENT JOURNEY

Stay with the customer. Let SOTpay do the connecting.

From the first conversation to the final reconciliation, bring clarity to every stage of getting paid.

Start the conversation

Keep helping your customer while you initiate a secure payment request.

Send a secure link

Reach them by SMS, email or messaging. They enter payment details on their own device.

Authenticate & confirm

Offer card or bank payments, with authentication and clear payment status.

Connect & reconcile

Link the payment to its invoice and return status to your connected accounts system.

Secure, agent-assisted payments.
Keep the conversation going.

Secure links for remote payments.
Meet customers in their preferred channel.

Explore the solutions →

PAYMENT ORCHESTRATION, WITH PURPOSE

Less chasing.
Less rekeying.
More control.

Automate requests and connect payments to the records that matter. Configure card and bank payment journeys around your customer, transaction and business needs.

Pay by Card Pay by Bank

Discover a better payment journey

PAYMENTS, MEET YOUR ACCOUNTS.

QuickBooks Invoice payment updates	xero Automated reconciliation
iplicit Payment status sync	Sage Ask about your setup

The right payment. The right invoice.

Clearer records and less manual matching.

Xero, QuickBooks and iplicit integrations are ready to configure. Sage connections have been built previously; availability and scope must be confirmed for your setup.

100%

FRAUD-CHARGEBACK
GUARANTEE*

PROTECT YOUR REVENUE. BUILD TRUST.

Certainty is good for business. And better for your customers.

Help customers pay confidently without sharing card details with your team. Protect the relationship, the payment and the business you’re building.

*SOTpay advertises a 100% guarantee against fraud-related chargebacks. Confirm the applicable terms, transaction eligibility and authentication requirements with SOTpay. Other disputes and chargebacks are outside this claim. Keeping card data out reduces exposure; it does not remove every business risk or compliance obligation.

Frequently Asked Questions

Is the brochure really free?

Yes. Download the SOTpay brochure at no cost and with no obligation. You can choose whether to receive marketing updates.

Do staff need to take card details?

For the secure hosted payment journey, customers enter their details on their own device. Staff can stay connected and help without receiving sensitive card information.

Can customers pay by card and by bank?

Yes. SOTpay supports card and Open Banking payments. The available options and orchestration rules depend on how your service is configured.

Will it work with our accounting software?

SOTpay lists packaged integrations for Xero, QuickBooks and iplicit. Ask about Sage and other systems so the team can confirm the connection and reconciliation scope.