Pay by Link Payments | Secure Payment Links by SMS & Email | SOTpay
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Pay by Link Payments

Send secure payment links by SMS, email, chat, or messaging platforms.

SOTpay enables businesses to request payments instantly, allowing customers to complete transactions securely from any device.

PayPrompt secure email payment requests

PayPrompt

Secure email payment requests

PayPrompt enables businesses to send secure payment links directly via email. Customers receive a branded payment request and complete transactions securely from any device. This simplifies invoice payments, deposits, and remote collections while maintaining PCI compliance.

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DirectPay customer initiated payment requests

DirectPay

Customer initiated payment requests

DirectPay allows businesses to generate secure payment links using customer contact details. Payment requests can be sent instantly via email, SMS, or multiple channels, enabling flexible remote payment collection while maintaining secure authentication.

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BrandPay custom branded payment pages

BrandPay

Custom branded payment pages

BrandPay allows businesses to customise payment pages with their own branding, improving customer trust and consistency. Payment link destinations can reflect your brand identity while maintaining secure, compliant payment processing.

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ChatCheckout live chat payment links

ChatCheckout

Live chat payment links

ChatCheckout enables agents to send secure payment links within live chat conversations. Customers can complete transactions instantly without switching channels, reducing friction and improving conversion rates during support or sales interactions.

Learn about ChatCheckout
TipLink secure digital tipping by QR code

TipLink™

Secure digital tipping solution

TipLink™ enables guests to tip and pay securely from their smartphone using QR codes or NFC technology. Reduce card handling, improve guest experience, and support PCI DSS and Visa VAMP compliance. Perfect for bars, restaurants and hotels.

Learn about TipLink™
Infographic comparing traditional email-only payment links with SOTpay omnichannel payment requests delivered through SMS, WhatsApp, social media, live chat and email.

Why Pay by Link Payments Matter

Pay by link payments provide a secure and flexible way to request payments without requiring customers to log into portals or share card details over the phone. Businesses can send payment requests instantly, allowing customers to complete transactions securely from their preferred device.

This approach improves payment speed, reduces friction, and supports PCI compliant remote transactions.

Links can be raised against the invoices you already issue, with integrations for iplicit, Xero and QuickBooks feeding payment status back into your finance system.

How Pay by Link Payments Work

  • Agent or system generates a secure payment link
  • Link is sent via SMS, email, or messaging platform
  • Customer opens the secure payment page
  • Customer enters payment details on their device
  • Payment is authenticated and processed securely
  • Transaction confirmation and audit trail recorded

Benefits of Pay by Link Payments

  • Send payment requests instantly
  • Reduce fraud and chargebacks
  • Maintain PCI compliance
  • Improve payment success rates
  • Accept payments from any device
  • Branded payment experiences
  • Flexible multi-channel delivery
  • Faster remote payment collection

Request payments instantly

See how SOTpay pay-by-link payments help businesses collect secure payments faster while maintaining compliance.

If you are still unsure, check out the Payment Solutions Comparison articles.

For hospitality, see the case for pay at table and what the Tipping Act requires of venues. For clubs and grounds, see our stadium EPOS and payment solutions.

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